Thai Marriage Visa Requirements 2026: Who Qualifies, the 400,000 THB Rule, and the 1-Year Extension

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Issa Compass Team

Published 17 Oct 2026·Updated 17 Oct 2026

To get a Thai marriage visa (the Non-Immigrant O for spouses of Thai nationals), you must be legally married to a Thai citizen and show either 400,000 THB in savings or at least 40,000 THB a month in income [1]. You start with a 90-day visa, either from a Thai embassy abroad or by converting inside Thailand, then extend it to one year at a time at Thai immigration.

RequirementWhat it means in practice
RelationshipLegally married to a Thai national. Engagement or plans to marry do not qualify, and two foreigners married to each other do not qualify.
How long marriedThe marriage must be registered at least 2 months before you submit, whether you apply abroad or convert in Thailand.
Money400,000 THB in savings, or 40,000 THB or more a month in income [1]. Thai husband with a foreign wife: the 400,000 THB is not required.
PassportMore than 18 months of validity when you start the 90-day application.
First visa90 days, single entry [1].
After thatA 1-year extension at Thai immigration, then renewal every year.
Government fees2,000 THB for a single-entry Non-Immigrant visa [2]; 1,900 THB for each extension of stay [3].

Who qualifies

You qualify if you are a foreigner legally married to a Thai national and you hold official marriage documents. The visa is built for a couple living together in Thailand, so immigration checks three things at every stage: the marriage, the money, and a genuine shared home.

  • Same-sex couples are eligible once legally married.
  • Children are not included. The marriage visa does not cover dependent children; each child needs their own visa route.
  • Timing: the marriage must have been registered at least 2 months before you apply.

The 400,000 THB rule and the income alternative

You need one of the following financial routes [1]:

  • Savings: 400,000 THB in your own account.
  • Income from outside Thailand: 40,000 THB a month or more, shown with an income verification letter from your own country's embassy in Thailand. Not every embassy issues this letter; the US and Singapore embassies, for example, do not, so check before you rely on this route.
  • Income from a Thai employer: 40,000 THB a month or more, shown with your work permit, your PND 91 (annual personal income tax return) and your PND 1 filings for the last 3 months. The work permit alone is not enough.

Thai husband, foreign wife: if the Thai spouse is male and the foreign spouse is female, the 400,000 THB savings requirement does not apply, whether you apply abroad or convert in Thailand. Every other combination needs the savings or the income route.

How long the money must sit in the account changes at each stage, and getting this wrong is a common reason for rejection:

StageBalanceHow long it must be held
90-day visa from an embassy abroad400,000 THB6-month statement with an ending balance above 400,000 THB (or the foreign-currency equivalent)
90-day conversion inside Thailand400,000 THB in a Thai bankMaintained for the last 3 months, statement issued the same day you apply
First 1-year extension400,000 THB in a Thai bankMaintained for at least 2 months before filing
Each annual renewal400,000 THB in a Thai bankMaintained for the last 3 months before filing

If you came in on a visa from abroad using savings, open a Thai bank account and deposit the full 400,000 THB within your first 30 days in Thailand. The 2-month clock for your extension only starts once the full balance is in the Thai account. On a marriage visa you keep the full 400,000 THB in the account all year; there is no lower mid-year floor.

Applying from outside Thailand or converting inside

Both routes lead to the same 90-day Non-Immigrant O. Where your money sits usually decides which one fits.

E-visa from a Thai embassy abroadConversion inside Thailand
Best whenYour 400,000 THB is in a bank outside ThailandYour 400,000 THB is already in a Thai bank
Where you fileOnline, through the Thai embassy for the country where you live [1]In person at your local Thai immigration office
Visits to immigrationOne later visit, for the 1-year extensionThree: file the conversion, collect the 90-day stamp, then extend
Starting visaAnyA tourist visa, visa exemption, Non-B or 90-day APEC entry. You cannot convert from one Non-O to another.
Time left on your stayNot applicableAt least 21 days left on your current permission to stay

Thai embassies generally accept applications only from people who live in their territory. The London embassy, for example, takes spouse visa applications only from people currently residing in the UK, Ireland or UK territories [1]. Check your own embassy's rule before you plan travel.

Documents you will need

DocumentEmbassy abroadConversion in Thailand1-year extension
Passport (and all Thai stamps and visas)YesYesYes, with more than 1 year left
Marriage certificate (certified translation if not in Thai or English)YesYesYes
Kor Ror 2 and Kor Ror 3 (marriage registered in Thailand)NoNoYes
Kor Ror 22 (marriage registered abroad)NoNoYes, with the foreign marriage certificate
Thai spouse's national ID cardYesYesYes
Thai spouse's house registration (Tabian Baan)YesYesYes
Single Status CertificateNoYesAt annual renewal
Bank statement or income evidenceYesYes, plus same-day bank certification and passbookYes, bank-certified on the day
Proof of address in ThailandIntended address (official PDF)Lease, landlord documents, 3 months of rent receipts, TM.30Same as conversion, plus a location map
Photos of you and your spouse at homeNoYes, inside every room and outside showing the addressYes, 6 photos
TM.7 extension form with one 4x6 cm photoNoNoYes

The names on every document must match your passport. Embassies abroad may also ask for an invitation letter from your Thai spouse and signed copies of their ID and house registration.

Extending to one year, and renewing every year

You can file the 1-year extension up to 45 days before your 90-day stamp expires. You file at Thai immigration with the TM.7 form, your marriage and Kor Ror documents, your spouse's ID and house registration, proof of your shared home, and a bank statement certified by your bank on the day of the appointment. The government fee for an extension of stay is 1,900 THB [3]. After that, you renew each year on the same pattern, again up to 45 days before expiry.

Do not renew your passport between receiving the 90-day visa and getting the 1-year extension. Your visa can never run past your passport's expiry date, which is why you need more than 18 months of passport validity at the start.

Living on a marriage visa: 90-day reports and travel

  • 90-day reports: if you stay in Thailand more than 90 consecutive days, you must report your address to immigration every 90 days on form TM.47. A 90-day report does not extend your stay; it only confirms your address. If you report late, the fine is 1,000 THB at an immigration office, or 2,000 THB if you file at the airport when you leave Thailand.
  • Leaving Thailand: the marriage visa and the extension are single entry. Get a re-entry permit before you leave, or your permission to stay is cancelled when you exit.

What it costs

The government fees and our service fees are separate amounts. These are our current service fees for the marriage visa:

What we handleOur service feeGovernment fee
90-day visa, applied for from abroad5,000 THBSet by the Thai embassy you apply through
90-day conversion in Thailand7,500 THB2,000 THB [2]
90-day visa from abroad plus 1-year extension12,500 THBEmbassy fee plus 1,900 THB for the extension
90-day conversion plus 1-year extension, in Thailand15,000 THB3,900 THB (2,000 THB plus 1,900 THB)
1-year extension or annual renewal only10,000 THB1,900 THB [3]

Our in-country conversion, extension and renewal service is available for clients living in Bangkok, because we file in person at the Bangkok immigration office.

How we help

We check your marriage documents, financial route and housing proof before anything is filed, tell you which route fits where your money is, and prepare and submit the application. For the extension, we book the appointment, build the document pack with you and go to immigration with you on the day. If Issa Compass files a pre-qualified Full Service application for you and the Thai government does not approve it, Issa refunds its service fee. Government and embassy fees are never refundable.

If you are weighing a marriage visa, book a consultation and we will confirm your route and what you need. You can also read more on our spouse visa page.

Frequently asked questions

What are the Thailand marriage visa requirements in 2026?

You must be legally married to a Thai national, with the marriage registered at least 2 months before you apply, and show 400,000 THB in savings or 40,000 THB or more in monthly income [1]. You also need a passport with more than 18 months of validity, your Thai spouse's ID card and house registration, and proof that you live together.

Do I need 400,000 baht in the bank for a Thai marriage visa?

Not always. You can use 40,000 THB or more a month in income instead [1], and a foreign wife married to a Thai husband does not need the 400,000 THB at all. If you use savings, the money must stay in your account for the full holding period at each stage, and in a Thai bank for the extension and renewals.

Can I apply for a marriage visa inside Thailand, or do I have to apply abroad?

Both are possible. You can convert inside Thailand from a tourist visa, visa exemption, Non-B or APEC entry if you have at least 21 days left on your stay and your 400,000 THB is already in a Thai bank. If your money is outside Thailand, applying online through the Thai embassy for the country where you live is usually the better route.

How do I extend a Thai marriage visa to one year?

File a TM.7 extension at Thai immigration up to 45 days before your 90-day stamp expires, with your marriage documents, Kor Ror documents, spouse documents, proof of your shared home and a bank statement certified on the day. The government fee is 1,900 THB [3], and you repeat the process every year.

How long do we have to be married before applying?

The marriage must be registered at least 2 months before you submit, both for an application from abroad and for a conversion in Thailand.

Can same-sex couples get a Thai marriage visa?

Yes. Same-sex couples are eligible on the same terms once they are legally married.

Can I work in Thailand on a marriage visa?

Not on the visa alone, but you can apply for a work permit while holding it. The employer requirements are lower than for a standard Non-B: 2 Thai staff for each foreign employee and 1,000,000 THB of registered capital, instead of 4 Thai staff and 2,000,000 THB.

Does the marriage visa cover our children?

No. The marriage visa covers only the foreign spouse. Each child needs their own visa route.

Does Issa Compass guarantee visa approval?

No. Only the Thai government decides on a visa. Issa offers a money-back guarantee instead: If Issa Compass files a pre-qualified Full Service application for you and the Thai government does not approve it, Issa refunds its service fee. Government and embassy fees are never refundable.

Can I leave Thailand and come back on a marriage visa?

Yes, but only with a re-entry permit, which you get before you leave. The visa and extension are single entry, so leaving without a re-entry permit cancels your permission to stay.

References

  1. Spouse and Family Visa (london.thaiembassy.org)
  2. Visa service fees (thailand.go.th)
  3. FAQ, One Start One Stop Investment Center (osos.boi.go.th)

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Still have questions? Message us on WhatsApp at +66 62 682 6204 or on Line at @issacompass and ask our in-house legal team about your specific situation.

Note: Issa Compass is a software platform designed to streamline visa applications and connect you with immigration professionals. We're here to make the process faster and easier, but we're not a law firm or government agency. The final decision for visa approval rests with government officials and immigration policies.